Travel insurance
At Cox & Kings, we regard your safety, protection and holiday enjoyment as being of paramount importance. Therefore, travel insurance is essential whenever you go abroad. Indeed it is a condition of booking with us that you must have adequate travel insurance.
We have arranged competitive travel insurance from specialist insurance brokers Campbell Irvine Ltd. The 24-hour Worldwide Emergency Medical Service is provided by Specialty Assistance Limited, which is expert in providing friendly and professional emergency help around the clock.
If you decide not to purchase Cox & Kings insurance, you must provide us with details of your alternative insurance with your final payment.
Cox & Kings Travel Insurance benefits
Benefit | Limit |
A. Medical expenses | £5,000,000 |
In patient benefit | £10 per day up to £200 |
Criminal injuries | £100 per day up to £5,000 |
Personal liability | £2,000,000 |
B. Personal accident | £25,000 |
Permanent loss of sight | £25,000 |
Loss of limb(s) | £25,000 |
Permanent total disablement | £25,000 |
Death | £10,000 |
C. Cancellation or curtailment | £5,000* |
D. Delayed departure or arrival | |
Either compensation | up to £100 |
OR cancellation after 12 hours | up to £1,000 |
Hijack of aircraft £100 per day | up to £3,000 |
Interruption of transport | £300 |
E. Personal effects | £2,000 |
(Valuables limited to £350) | |
(Single article limit £250) | |
(Disc collections £200) | |
Money | £500 |
Tickets | £1,000 |
Passport and visas | £250 |
F. Legal expenses | £15,000 |
G. Winter sports | Optional |
Excesses: Under most sections of the policy, claims will be subject to an excess.
This means you will be responsible for paying the first part of each claim.
Premiums per person
Please contact Cox & Kings direct for a quotation. Different premiums apply depending on the location and length of your trip.
Optional extensions: Winter sports cover is available on payment of an additional premium.
*Top up: An additional premium is payable to increase the standard £5,000 per person cancellation sum insured. Please call for details.
Family rate: For families travelling together, a special premium applies based on two times the adult rate. This provides for two adults under 66 years and up to four children aged 18 years or less.
Child reduction: Premiums are reduced by half for children aged 18 years or less at the date of insurance premium payment, if travelling with an adult insured under this scheme.
Free cover - infants under two years old: Infants aged under two years at departure can be included free of charge if travelling from the departure point with a parent insured under this scheme – provided that the insured person requests that the child’s name is included on the booking invoice.
Age 66 to 70 years: For persons aged 66 to 70 years at the date of payment of the insurance premium, double the standard rates apply.
Age 71 years & over: For persons aged 71 years or more, please contact Vital Health for a quotation on 0844 826 2716
Annual multi-trip policy: Available upon request for passengers up to and including 65 years old for worldwide trips including North America. Please call your Cox & Kings consultant for a trip-specific quote, on 020 7873 5000.
Please note: This is only a summary of cover. Full details of the cover provided is shown on your policy document, which will be emailed to you upon receipt of payment of the premium. Please read it carefully to ensure you understand the cover provided, including certain terms, conditions, exclusions and excesses, as this insurance is being sold to you on a non-advised basis from a single insurer. In particular, cover is excluded for any pre-existing medical condition that you, or any other person upon whom travel depends, are suffering from. If in doubt, please contact the insurers medical helpline on 0844 826 2686. Should you wish, upon request a specimen copy will be made available prior to purchase. If the insurance does not meet your requirements you may return the documentation within 14 days of the purchase or prior to travel if this is sooner and, providing no claim has been made, obtain a refund. Cover is only available to residents of Europe, other than the Ukraine, Russia, Belarus, Montenegro and Switzerland.
All details are correct at time of publication and may be subject to change. Cox & Kings is an Appointed Representative of Campbell Irvine Ltd who are authorised and regulated by the Financial Conduct Authority.